Banking & Financial Services Management Simulation
The goal of Cesim Bank simulation game is to facilitate understanding of the front and back office operations of a bank, their interaction in a competitive environment, and to help cultivate holistic and fact-based management culture, develop analytical skills, and create awareness about the current banking operating environment.
Training programs within the financial industry for both smaller and larger institutions and advanced courses at educational institutions. The banking simulation game offers a wealth of customization options for widest array of use cases and optimal implementation.
The task for participating teams is to manage a bank with several front and back office operations in a single geographical market. In the role of a bank manager, teams will be responsible for consumer and business clients, lending and borrowing, front office and back office, and customers with deposits, mortgages and other credit products and investments. They’ll have personnel to manage, IT systems to maintain and develop, risk metrics to keep in check, regulators to report to and capital markets to raise financing from, provided that they are pleased with the way the bank is managed.
Pricing of credit and deposit products. Balancing risks and the growth of the balance sheet. The division of bank funding sources into core deposits and managed liabilities. Understanding the bank income statement and balance sheet. The interaction between central bank and commercial banks. Bank specific solvency and liquidity measures and regulation according to international standards. Bank specific terminology and results presentation including many unique financial ratios. Uniqueness of money as the bank’s core product. Profitability of different customer segments and products. Understanding basic banking products and services and how they relate to each other.
Success is measured and benchmarked by both operational and financial key indicators including assets under management, deposit and credit product growth, bank image, risk metrics, credit rating, net interest margin, cost / income ratio, credit impairments, net profit margin, return on assets, return on equity etc. The ultimate indicator in the bank management simulation game is the total shareholder return p.a., which consolidates all the key success factors into one measurable criterion that can be used to compare the performance of each team.
Cesim Bank incorporates a new level of modularity allowing the instructors to suit it perfectly for their needs. At its most expansive form, the simulation will incorporate a decision-making process that is highly demanding, but it can also be configured to facilitate concentration on only the core bank operations.The modules that can be customized are:
English, Finnish, French, German, Hungarian, Italian, Mandarin Chinese, Russian, Turkish, Dutch.
HEC Paris Executive Education, Zions Bancorporation, National Bank of Fujairah, First Financial Bank, Renmin University, Shanghai Jiaotong University, IESEG School of Management, ESCE, University of Luxembourg, Parker Fitzgerald, Commercial Bank of Qatar, UIP Panamá, TEC de Monterrey.